Short Term Title Loans in Texas
Discount Car Title Loan
Your Immediate Cash Solution
We understand that life is full of unexpected challenges, many of which can only be overcome if you have access to fast cash. In an ideal world, you could drop by your neighborhood bank, talk to Roger, your familyís lifelong banker, fill out a couple of forms and walk out with the money you need, at a super low interest rateÖbut thatís just not the way it works these days. Neighborhood banks are closing, no one knows their bankers anymore, the paperwork for bank loans is endless, their credit checks are unrealistic and youíll never leave a bank with cash in hand (unless you find it on the floor).
Getting a car title loan with us is painless. The entire process takes less than 30 minutes. And the best part is, you get the cash you need and can afford while continuing to use your vehicle. As our customer you have the option of getting your certified offer and funding 100% on-line or visiting your nearest Discount Car Title Loan store in Texas and get your cash there. You can also start the process on-line and finish the process at the nearest store.
When visiting any of our locations in Texas, make sure you have: a lien-free car title and a government-issued ID, such as a driverís license.
A Discount Car Title Loan advisor will help you figure out how much cash you can get, how much you can realistically afford, calculate your Discounts and recommend the product that saves you the most money. You also have the option of getting "optimized" with our on-line tool
Discount Car Title Loan Requirements
The process for getting a Discount Car Title Loan in Texas is pretty straightforward. After you give us some basic information about your finances and your vehicle, you and our highly trained customer service representative will decide on the loan amount thatís best for you and the product that saves you the most money, you take your cash and go along with your day. Your car stays with you. You get to keep driving your vehicle throughout the entire duration of your loan. Make sure to bring the required items as listed below to your local Discount Car Title Loan location and let us help you get the cash you need and can afford, in 30 minutes or less.
State of Texas Title Loan Requirements
In the state of Texas, you must be at least 18 years old to get a car title loan and must present a government-issued ID, like a driverís license. The only other item you need in order to be approved for a Discount Car Title Loan Texas car title loan is a clear, lien-free car title. When you bring those two items into our local store (or upload them if you use our online platform), it will take us less than 30 minutes to get the money you need and can afford.
Title Loans Discounts
At Discount Car Title Loan we offer many discounts that can further lower your costs when you pay on time. Find out which discounts you qualify for today. They could easily add up to 50% in savings!
Need help figuring out how many of our car title loan discounts apply to you? We're here to help. Contact us and one of our loan professionals in Texas will explain all of the car title loan discounts and other savings you'll enjoy with Discount Car Title Loan.
* To be approved for a Title Loan.You must be at least 18 years of age. Approval is subject to vehicle inspection and appraisal.
**In Texas, Vin-Title, LLC (d/b/a Discount Title Loan) Will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see the store associate for details.
This service is not available in all areas. If you request a car title loan in a particular area where such loans are prohibited, or in a location where we do not have an available lender, you will not be connected to a lender. You are urged to read and understand the terms of any car title loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This service is not available in all areas. Our online loan service readily serves your need to connect with a quality car personal loan. The process takes a few minutes. Fill out our secure online loan questionnaire and we will send an encrypted copy for us to approve. Once you submit your information you will be able to review the terms of the personal loan, including details about all the applicable rates and fees. If you accept these terms, you may deposit money directly into your bank account, in many cases, as soon as today!
Lenderís Disclosure of Terms.The lenders will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenderís internal policies, underwriting criteria and applicable law. You are urged to read and understand the terms of any loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments may Hurt Your Credit Score.Please be aware that missing a payment or making a late payment can negatively impact your credit score (for personal loans). To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
What we do. Discount Car Title Loan is not a lender and does not make loan or credit decisions. We connect interested persons with lenders from our approved personal loan and car title loan network. We do not control and are not responsible for the actions or inactions of any lender, we are not an agent, representative or broker of any lender. Our referral service is always free to you.
On-line Marketplace.Our goal is to get you the best title loan rates and title loan terms in the market. We have also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.