Requirements To Get a Car Title Loan

Discount Car Title Loan

Red car and cash

Documentation Required to Apply for a Title Loan

To process your application, our lenders in Texas will need your personal information (name, phone, email, and zip code) and your vehicle information (make, model, year, and estimated mileage) and will require you to have a valid government-issued ID, a lien-free title, and proof of income.

Your Vehicle's Title

The vehicle title does have to be in the name of the person who is requesting the loan. If your title has your name along with someone else, you will need to discuss this with us to determine the procedures required to obtain a loan in your state. Typically, titles with two names are accepted as long as both names are on the application.

If your vehicleís title is issued outside Texas, in most cases, we are able to process your application even if your vehicle is registered in a different state. However, there are special instructions that need to be followed on a case by case basis. Any of our representatives can walk you through them.

Proof of Income

You donít need to be employed to get a personal or a car title loan with us. However, you do need a source of regular income. Other forms of income such as disability, social security, child support, alimony, unemployment, and self-employment are accepted as long as you can provide proof.

Bankrupt and Need Cash?

You may still qualify for a personal loan or car title loan after filing for bankruptcy. Unlike traditional loan options, title loans are not limited by your bankruptcy status as collateral loans rely on the value of your vehicle to secure a payment. In essence, the value of your car is your creditworthiness. At Discount Car Title Loan our lenders will be more than happy to process your loan application just like any other customer in Texas.