Apply for a Title Loan in Texas
Discount Car Title Loan
Everything done from your phone. Get cash in Texas today! NO OBLIGATION. ESTIMATE IN SECONDS!
The application process at Discount Car Title Loan typically takes 10 to 15 minutes to complete. If you can provide us all the correct documentation, a decision can be made the same day of application.
Your Title Loan Approval
You can submit your documents yourself through our online application, and you will receive a confirmation notice by phone or email. In either case, you will be notified by one of our customer representatives in Texas regarding the approval status of your loan shortly following the submission of your application.
By answering a few questions, we can share what other customers with your profile have borrowed recently. If itís in the ballpark of what you need, then take a few more minutes and get a certified ready offer right now!
Get Approved in 30 Minutes
If you bring your documents to any of our stores in Texas, the entire process takes less than 30 minutes. And the best part is, you get the cash you need and can afford while continuing to use your vehicle. You have the option of getting your certified offer and funding 100% on-line or visiting our nearest store to get your cash there. Discount Car Title Loan gets you safer and more affordable cash quickly.
Documentation Required to Apply for a Personal or Title Loan in Texas
To process your application we will need your personal information (name, phone, email, and zip code) and your vehicle information (make, model, year, and estimated mileage) and will require you to have a valid government-issued ID, a lien-free title, and proof of income. Read more about requirements
The process is quick and simple:
And yes! With a Discount Car Title Loan you can still drive your car during the course of your loan.
Hot To Get Your Money
Discount Car Title Loan personal loan and car title loan agents use a variety of methods to get you your money quickly. You can get your loan proceeds, either in the form of a physical check at one of our stores in Texas or via an electronic check which can be e-mailed to you. All you need is the ability to print that electronic check on regular paper and cash it at any bank or check cashing facility.
Your Payment Amount
Payment amounts are based upon the loan size, interest rate, fees and term of the loan. When you apply for a Discount Car Title Loan in Texas, our lenders will calculate a payment amount they think you can afford based upon your income and debts/expenses. You also have the ability to change the loan amount and/or term, within certain parameters, before the loan is disbursed if youíd like to have a lower payment. Payments are made in fixed installments which means they donít change over the life of the loan (except the last payment, which may be larger or smaller depending upon whether you made your payments on time).
* To be approved for a Title Loan.You must be at least 18 years of age. Approval is subject to vehicle inspection and appraisal.
**In Texas, Vin-Title, LLC (d/b/a Discount Title Loan) Will act as a Credit Services Organization to assist you in obtaining a loan. Your loan may be made by an unaffiliated third party Lender. Please see the store associate for details.
This service is not available in all areas. If you request a car title loan in a particular area where such loans are prohibited, or in a location where we do not have an available lender, you will not be connected to a lender. You are urged to read and understand the terms of any car title loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
This service is not available in all areas. Our online loan service readily serves your need to connect with a quality car personal loan. The process takes a few minutes. Fill out our secure online loan questionnaire and we will send an encrypted copy for us to approve. Once you submit your information you will be able to review the terms of the personal loan, including details about all the applicable rates and fees. If you accept these terms, you may deposit money directly into your bank account, in many cases, as soon as today!
Lenderís Disclosure of Terms.The lenders will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenderís internal policies, underwriting criteria and applicable law. You are urged to read and understand the terms of any loan offered by any lender and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments may Hurt Your Credit Score.Please be aware that missing a payment or making a late payment can negatively impact your credit score (for personal loans). To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
What we do. Discount Car Title Loan is not a lender and does not make loan or credit decisions. We connect interested persons with lenders from our approved personal loan and car title loan network. We do not control and are not responsible for the actions or inactions of any lender, we are not an agent, representative or broker of any lender. Our referral service is always free to you.
On-line Marketplace.Our goal is to get you the best title loan rates and title loan terms in the market. We have also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.