Apply for a Title Loan in Texas

Discount Car Title Loan

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Everything done from your phone. Get cash in Texas today! NO OBLIGATION. ESTIMATE IN SECONDS!

The application process at Discount Car Title Loan typically takes 10 to 15 minutes to complete. If you can provide us all the correct documentation, a decision can be made the same day of application.

Your Title Loan Approval

You can submit your documents yourself through our online application, and you will receive a confirmation notice by phone or email. In either case, you will be notified by one of our customer representatives in Texas regarding the approval status of your loan shortly following the submission of your application.

By answering a few questions, we can share what other customers with your profile have borrowed recently. If itís in the ballpark of what you need, then take a few more minutes and get a certified ready offer right now!

30 min approval

Get Approved in 30 Minutes

If you bring your documents to any of our stores in Texas, the entire process takes less than 30 minutes. And the best part is, you get the cash you need and can afford while continuing to use your vehicle. You have the option of getting your certified offer and funding 100% on-line or visiting our nearest store to get your cash there. Discount Car Title Loan gets you safer and more affordable cash quickly.

Documentation Required to Apply for a Personal or Title Loan in Texas

To process your application we will need your personal information (name, phone, email, and zip code) and your vehicle information (make, model, year, and estimated mileage) and will require you to have a valid government-issued ID, a lien-free title, and proof of income. Read more about requirements

The process is quick and simple:

  1. Fill out an application on-line or at a local Discount Car Title Loan location in Texas
  2. Discount Car Title Loan Company will determine a transaction amount based upon your need, your credit history and what you can realistically afford
  3. Upon approval, you will receive the cash you need that same day

And yes! With a Discount Car Title Loan you can still drive your car during the course of your loan.

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Hot To Get Your Money

Discount Car Title Loan personal loan and car title loan agents use a variety of methods to get you your money quickly. You can get your loan proceeds, either in the form of a physical check at one of our stores in Texas or via an electronic check which can be e-mailed to you. All you need is the ability to print that electronic check on regular paper and cash it at any bank or check cashing facility.

Your Payment Amount

Payment amounts are based upon the loan size, interest rate, fees and term of the loan. When you apply for a Discount Car Title Loan in Texas, our lenders will calculate a payment amount they think you can afford based upon your income and debts/expenses. You also have the ability to change the loan amount and/or term, within certain parameters, before the loan is disbursed if youíd like to have a lower payment. Payments are made in fixed installments which means they donít change over the life of the loan (except the last payment, which may be larger or smaller depending upon whether you made your payments on time).