Applications for Personal Loans & Title Loans in Texas

Discount Car Title Loan

How fast is the application process?

The application process at Discount Car Title Loan typically takes 10 to 15 minutes to complete. If you can bring all the correct documentation to any of our locations in Texas, a decision can be made the same day of application.

Can I apply for a loan from Discount Car Title Loan Online if I live outside of a selected market (San Antonio MSA, Laredo MSA, Corpus Christi MSA, Rio Grande Valley MSA)?

Possibly. At Discount Car Title Loan we are expanding our lending areas rapidly. Our coverage map is updated frequently.

Can I change the amount I’m borrowing?

Yes, at Discount Car Title Loan you can borrow an amount up to the car title loan amount for which you’ve been approved. You can change the amount you are borrowing from the time you are notified of your approval up until you are issued your loan proceeds.

How much will my payments be?

Payment amounts are based upon the loan size, interest rate, fees and term of the loan. Our experienced lenders in Texas calculate a payment amount they think you can afford based upon your income and debts/expenses. You also have the ability to change the loan amount and/or term, within certain parameters, before the loan is disbursed if you’d like to have a lower payment. Payments are made in fixed installments which means they don’t change over the life of the loan (except the last payment, which may be larger or smaller depending upon whether you made your payments on time).

How do I know that the documents I have submitted are being processed?

You may call or visit any of our locations in Texas to submit the required documentation (proof of identity, income and residence). You may also submit your documents yourself through Discount Car Title Loan online application, and you will receive a confirmation notice by phone or email. In either case, you will be notified by one of our customer representatives regarding the approval status of your loan shortly following the submission of your application.

What is the status of my car title loan application?

You can be assured our experienced and knowledgeable agents are processing your application as quickly as possible. Should you have specific inquiries, you can visit or contact one of Discount Car Title Loan locations in Texas. Agents will be happy to assist you.

How to get my car title loan funds?

You can get your loan proceeds, either in the form of a physical check, at any of our locations in Texas, or via an electronic check which can be e-mailed to you. All you need is the ability to print that electronic check on regular paper and cash it at any bank or check cashing facility.

Does the lender inspect the vehicle before approving a title loan?

At Discount Car Title Loan we will base the appraisal of your vehicle on your good faith that the car is in working condition and that its condition is accurately represented by the pictures that you send your lender.

Do you lenders offer title loans for people with bad credit?

Yes, at Discount Car Title Loan we regularly have applicants with bad or no credit. We understand that people make mistakes and we believe that poor FICO scores shouldn’t prevent people from getting help when they need it the most.

When will I receive my money?

Our loan agents in Texas use a variety of methods to get you your money quickly. Depending on how you choose to receive your money, it can take as little as a few minutes to a few business days. If you decide to accept an electronic check, you will get your money in minutes.

What if I already have a title loan with another company?

That’s perfectly fine. At Discount Car Title Loan we can connect you to an agent in Texas that can refinance your existing loan and save you money. Refinancing a car title loan means finding a new lender that will pay off the amount you owe to an old lender. The balance from the old car title loan will then be transferred over to a new car title loan with lower interest.

How does the Storefront car title lending process work?

We make the title lending process simple, and it only takes a few minutes to get the cash you need. Here’s what you´ll need to do if you prefer to get your loan at any of our locations in Texas.

How does the car title loan process work?

  1. Fill out an application on-line or at any Discount Car Title Loan location in Texas
  2. Discount Car Title Loan will determine a transaction amount based upon your need, your credit history and what you can realistically afford.
  3. Upon approval, you will receive the cash you need that same day.